QHP Filing

Streamline Your Regulatory Filing Process

We streamline the regulatory filing process for health plans, alleviating cumbersome interactions with federal and state divisions of insurance across the U.S., and guaranteeing successful certification of Qualified Health Plans.

[On-Demand Webinar] Unpacking the Top 5 NBPP Updates for Health Plans in 2025

Whether you’re a large carrier or a small regional plan—this 20-minute webinar is designed to help you implement important changes now, for a successful and growth-minded 2025.  

QHP Consulting Expertise

Get Filing Right the First Time

Our best-in-class QHP filing services empower your health plan and team to:

Attract New Members

Whether you plan to optimize your performance within an existing market or explore new market opportunities and development, our services free up the resources you need to grow. 

Save Money & Increase Revenue

Don’t worry about costly penalties or removal from federal and state exchanges. Our expertise ensures your entrance into the marketplace, so you don’t face regulatory obstacles that hinder growth and revenue.

Take on More Strategic Work

Rather than reassigning team members once filing season is over, keep them in more strategic roles year-round. We’ll take care of the day-to-day filing work. This is great for retaining and growing top talent!
QHP Filing

Seamless QHP Filing Support for Health Plans

Our comprehensive services cover a range of Qualified Health Plan (QHP) filings, including initial submissions, annual renewals, and modifications. Whether navigating complex regulatory landscapes or ensuring compliance with evolving requirements, Penstock is committed to guiding health plans through every stage of the filing process with precision.

QHP Filing Solutions​

Ensure Health Plans Operate at Peak Efficiency

We partner with your existing teams to make filing seamless and simple. From implementation to technical and operational support, we remove complexity to make every step of your regulatory filing process more efficient.

Regulation Monitoring & Guidance

We keep up with ever-changing federal and state regulations, handling every update detail—so you don’t have to. This alleviates the burden placed on your internal teams and frees up dollars you can reinvest in your business.

Objection Period Management

We are your first line of defense for CMS and/or state questions—we’ll vet the questions and make sure they get answered on time to ensure a smooth qualification process for your Health Plans

Portal & Filing Management

We’ll handle the filing work, so you can leverage the potential within your workforce—allowing your employees and your business to grow.

Automated Regulatory Filing

Our intelligent SaaS solution ensures a seamless and simple user interface for filing success through automated, real-time access to state guidance, streamlined integration and dissemination of binder, form and rate filing deadlines and requirements.

ClearFile Regulatory Efficiency Software

We make filing success look easy

Reclaim time, control and confidence with an end-to-end partnership that beautifully and seamlessly connects human and machine intelligence, so you can get accuracy right from the start—when it matters most.

Get Inspired

Get Inspired

Explore regulatory compliance insights and tips for health plan growth and success.
QHP Training

The right training is everything.​

With frequent turnover in health plan administration and continuous changes in regulations, staying up to date can be a challenge—but it’s critical. Proper training can impact quality star ratings from CMS, influencing your plan’s market credibility and competitive stance.

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